Overdraft Resource Center:
White Papers

In this new white paper, Velocity’s CEO points out the real truth about what the big banks are doing. From the headlines, you’d think they’ve all eliminated overdraft fees, but that’s just not true.

Industry pundits prognosticate on how overdraft is going away, and create the impression that all consumers detest overdraft and want the service to end. In this detailed white paper, Christopher Leonard explains that while changes may occur, overdraft is most definitely not over. Download the white paper now.

Do you really understand how your overdraft management program calculates overdraft limits? Can you explain the specific factors, trends and overrides that determine the overdraft limit?

Is your financial institution offering only static, one-size-fits-all overdraft limits? Giving every account holder the same overdraft limit means you’re working with an UNMANAGED program and limiting your ability to manage charge offs and address risk.

Is your financial institution offering only static, one-size-fits-all overdraft limits? Giving every account holder the same overdraft limit means you’re working with an UNMANAGED program and limiting your ability to manage charge offs and address risk.