Here you’ll find the latest industry insights on timely banking/credit union topics, product and informational videos, and original content drafted by Velocity’s subject matter experts.

White Papers

Our white papers are drafted by Velocity’s subject matter experts and feature in-depth research, trends and informed views on a variety of timely banking topics.

White Paper:

Beyond Overdraft: Helping Consumers Manage Liquidity

Download this comprehensive white paper from Cornerstone Advisors, based on a Q2 2022 online survey of 3,000 US consumers that explores consumers’ use of, experience with, and attitudes towards overdraft protection services and with overdraft activity on their checking accounts.

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White Paper:

Overdraft Changes Bring a New Competitive Landscape

In this new white paper, Velocity’s CEO points out the real truth about what the big banks are doing. From the headlines, you’d think they’ve all eliminated overdraft fees, but that’s just not true.

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White Paper:

The Overdraft Strategy Playbook Executive Summary

This original publication, created exclusively for Velocity Solutions clients, provides a summary
of the extensive playbook on how to respond to all of the recent headlines around overdraft and its associated fees.

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White Paper:

Overdraft Isn’t Over

Industry pundits prognosticate on how overdraft is going away, and create the impression that all consumers detest overdraft and want the service to end. In this detailed white paper, Christopher Leonard explains that while changes may occur, overdraft is most definitely not over. Download the white paper now.

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White Paper:

The Battle for Small Business Lending 3: Effective Rallying Cries to Bring the Borrowers to Your Side

In Part 3, we’ll talk about effective rallying cries to bring the business borrowers to your financial institution. In other words, why should they borrow from you rather than a challenger bank, online lender or even worse, a megabank?

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White Paper:

The Battle for Small Business Lending 2: Go Digital or Get Defeated

In Part 2, we’ll discuss the power of a digital platform in defeating the competition! Digital technology allows your bank or credit union to provide small business loans efficiently, quickly and profitably.

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White Paper:

The Battle for Small Business Lending 1: The Competition is Charging the Battleground

In this series, we will lay out a battle plan for overcoming obstacles and conquering the competition in the digital small business lending space.

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White Paper:

Reacquire, Reengage and Retain Your Existing Account Holders in 2022

Learn the industry’s best kept secret for boosting performance at each stage of the checking account life cycle, from onboarding to retention. This solution has proven time and again to deliver a 3 to 1 ROI or higher!

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White Paper:

Help Americans Weather the COVID-Induced Financial Storm

In a time when American households are lacking liquidity in record numbers and the competitors are swooping in to meet their needs, is your bank or credit union prepared to take action? Download this white paper to learn how you can help.

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White Paper:

The Reacquisition Imperative: Why Financial Institutions Must Reacquire Account Holders Through Digital Engagement

The megabanks are opening exponentially more accounts than regional banks, credit unions and community banks. Download our free white paper to learn why “Reacquisition” should be your 2021 strategy!

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White Paper:

Digital Lending’s Top 3 Features

There are countless benefits to implementing a digital lending platform for community financial institutions that can lead to bottom-line savings and increased income.

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White Paper:

Is Your Overdraft Program UNMANAGED?

Is your financial institution offering only static, one-size-fits-all overdraft limits? Giving every account holder the same overdraft limit means you’re working with an UNMANAGED program and limiting your ability to manage charge offs and address risk.

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White Paper:

Digital Lending Increases Efficiency & Profitability

Learn how banks and credit unions can deliver commercial & retail loans quickly, conveniently and profitably.

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Articles

Browse Velocity-produced articles and review company press releases.

Article:

Overdraft Isn’t Over

Industry pundits prognosticate on how overdraft is going away, and create the impression that all consumers detest overdraft and want the service to end. In this article, Christopher Leonard explains that while changes may occur, overdraft is not over.

Read Now

Article:

8 Probing Questions to Ask
a Prospective Small Business
Lending Partner
Read Now

Article:

5 Reasons Why You’re Not Offering Short-Term Loans. And Why You Should Reconsider.

We’ve compiled the top 5 reasons why community financial institutions are not offering short-term loans, and why they should reconsider!

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Videos

View videos that focus on Velocity’s suite of solutions, client testimonials, and brief product demos.

Video:

Velocity Solutions Consumer Liquidity Engine

Hear some of our financial institution clients talk about their experiences with Velocity’s Consumer Liquidity Engine, the platform on which our overdraft solution (Intelligent Limit System) and our small-dollar loan solution (CashPlease) work together to mitigate risk for both the financial institution and the account holder.

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Video:

Akouba by Velocity Solutions

Keep Your Business Account Holders’ Business! Learn how Akouba creates a better experience for your business borrowers and loan officers.

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Video:

Velocity CEO Presents at CUInsight’s Mini-Con Event

Christopher Leonard explains why “Overdraft is Not Over” in a breakout session at CUInsight’s “Mini-Con” Lead event on February 16, 2022.

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Video:

Velocity CEO Interviewed at CUNA GAC

Christopher Leonard talks to CUTimes on the floor at CUNA GAC 2022 about the truth behind overdraft fees.

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Video:

Velocity Executive Summits

Our clients discuss their expectations and experiences attending Velocity Executive Summits. Learn more: www.myvelocity.com/summits.

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Video:

Why We Love Working With Velocity

We’re lucky to have such an amazing group of clients that we can truly call partners. And they feel the same way about us! See our clients talk about the benefits of working with the Velocity team.

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Video:

CashPlease® Client Testimonials

Hear what clients have to say about CashPlease®.

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Video:

Account Revenue Solution® Client Testimonials

Hear what clients have to say about the Account Revenue Solution®.

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Video:

My Rewards® Premium Cards Client Testimonials

Hear what clients have to say about My Rewards® Premium Cards.

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Video:

Invitation Checking® System Client Testimonials

Hear what clients have to say about the Invitation Checking® System.

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Video:

Intelligent Limit System® Client Testimonials

Hear what Velocity clients have to say about the Intelligent Limit System®.

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Video:

WEBINAR: Why Financial Institutions Must Reacquire Account Holders Through Digital Engagement

Watch the on-demand replay of this Webinar presented by Cornerstone Advisors and Velocity Solutions. You’ll learn what drives consumer engagement, what defines engagement and discover the Reacquisition Imperative.

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Video:

Hear From Your Peers: Legend Bank

This is the third segment of Velocity’s new video series: “Hear From Your Peers,” a quick interview with our bank and credit union clients, discussing their experiences during and post-COVID crisis. This video features Toni Lucky, CRO of Legend Bank.

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Video:

Hear From Your Peers: Marine Federal Credit Union

This is the second segment of Velocity’s new video series: “Hear From Your Peers,” a quick interview with our bank and credit union clients, discussing their experiences during and post-COVID crisis. This video features Ryan Lycans, COO of Marine Federal Credit Union.

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Video:

Hear from Your Peers: Credit Union of America

Introducing Velocity’s New Video Segment: “Hear From Your Peers,” a quick interview with some of our bank and credit union clients, discussing their experiences during and post-COVID crisis. Our debut video features Eileen Phelps, COO of the Credit Union of America.

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