Innovative, Consumer-Friendly Options for Obtaining Short-Term Liquidity
Intelligent Limit System®
Automated, technology-driven solution that revolutionizes consumer liquidity management using customized limits
Our proprietary algorithm reduces financial institution and consumer risk by assigning customized overdraft limits, based on ability to repay.
Learn MoreCashPlease®
Unsecured automated consumer loan solution providing quick access to liquidity for occasional cash flow issues
Provide your account holders with a responsible, affordable and regulatory-friendly way to obtain short-term liquidity.
Learn MoreReg. E Management
Consumer education and communication about the impact of Reg. E decisions
Educating your account holders about the consequences of making an opt-in decision should be an ongoing process for your financial institution.
Learn MoreVelocityScore™
Alternative credit score that enhances unsecured consumer borrowing power
Alternative credit scoring model that calculates your account holders’ ability to repay the liquidity extended to them.
Learn MoreResources
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Velocity Solutions Consumer Liquidity Engine
Hear some of our financial institution clients talk about their experiences with Velocity’s Consumer Liquidity Engine, the platform on which our overdraft solution (Intelligent Limit System) and our small-dollar loan solution (CashPlease) work together to mitigate risk for both the financial institution and the account holder.
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A Data-Driven Overdraft Program Boosts Purchasing Power for Consumers, Businesses
Industry articles, lawmakers and even financial institutions may not realize the positive economic impact that overdraft programs provide—not only to consumers, but to the economy at large.
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Capitalize on Overdrafts with a Consumer-Focused, Data-Driven Solution
Financial institutions that manage overdraft with outdated programs cannot capitalize on the opportunity to improve service and compliance.
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How do you create a competitive product lineup? Three is a magic number.
If your bank or credit union is evaluating your deposit products and whether they’ve evolved with industry changes, learn why we recommend the power of three.
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Monitor These Data Points for Improved Bank and Credit Union Growth & Service
In order for community financial institutions to grow, they need to consistently monitor and measure critical account data points and modify their procedures accordingly.