Innovative, Consumer-Friendly Options for Obtaining Short-Term Liquidity

Intelligent Limit System®

Automated, technology-driven solution that revolutionizes consumer liquidity management using customized limits

Our proprietary algorithm reduces financial institution and consumer risk by assigning customized overdraft limits, based on ability to repay.

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CashPlease®

Unsecured automated consumer loan solution providing quick access to liquidity for occasional cash flow issues

Provide your account holders with a responsible, affordable and regulatory-friendly way to obtain short-term liquidity.

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Reg. E Management

Consumer education and communication about the impact of Reg. E decisions

Educating your account holders about the consequences of making an opt-in decision should be an ongoing process for your financial institution.

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VelocityScore™

Alternative credit score that enhances unsecured consumer borrowing power

Alternative credit scoring model that calculates your account holders’ ability to repay the liquidity extended to them.

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Resources

Article

A Data-Driven Overdraft Program Boosts Purchasing Power for Consumers, Businesses

Industry articles, lawmakers and even financial institutions may not realize the positive economic impact that overdraft programs provide—not only to consumers, but to the economy at large.

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Article

Capitalize on Overdrafts with a Consumer-Focused, Data-Driven Solution

Financial institutions that manage overdraft with outdated programs cannot capitalize on the opportunity to improve service and compliance.

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Article

How do you create a competitive product lineup? Three is a magic number.

If your bank or credit union is evaluating your deposit products and whether they’ve evolved with industry changes, learn why we recommend the power of three.

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Article

Monitor These Data Points for Improved Bank and Credit Union Growth & Service

In order for community financial institutions to grow, they need to consistently monitor and measure critical account data points and modify their procedures accordingly.

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